Medicare refers to the federal government plans that provide insurance to persons above the age of 65 or others below 65 years of age but receiving Social Disability Insurance Fund for a particular time frame (Brown et al., 2016). Medicare plans also cover persons below the age of 65 but who are succumbed to End-Stage Renal Disease. On the other hand, Medicaid refers to the health insurance programs that cover low-income families. Along with the other states that provide both Medicare and Medicaid programs, Florida State is not an exception, although it has not fully expanded Medicaid programs under the ACA.
In Florida, people who are eligible for both Medicare and Medicaid are referred to as dual-eligible. Such individuals are entitled to full Medicaid benefits in addition to Medicare. In instances where the dual-eligible clients have claims, Medicare program caters to the bills first, and Medicaid comes in later. Comparing the two programs in Florida State, Medicare is more developed in the state as compared to Medicaid. The reason why Medicaid is underdeveloped in Florida is that the state has not yet accepted federal government funding to expand the coverage. In Florida, unlike in other states, most adults who have not borne children are not entitled to benefit under this plan.
Floridians mostly embrace Medicare, which is free to all the enrolled beneficiaries. Medicare plan covers both hospital insurance and medical insurance. In Florida, some beneficiaries acquire Medicare benefits through Medicare Advantage plans. These advantage plans cover extra benefits, such as hearing care, routine vision, and drug prescription coverage. Over 3.3 million people in Florida are beneficiaries of Medicare programs under which they pay monthly premiums, which run as low as $18 (Neuman & Jacobson, 2018). Even though Medicaid is not highly developed in Florida, there is continuous improvement in the scheme under the influence of majority votes from the residents.
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